The Superior Court in Miracle Temple Christ. Acad. V. Church Mut. Ins., No. 12-00995 (April 16, 2012) recently issued a decision against the plaintiff. The courts ruled against Plaintiff for failing to allege facts to show insurer lacked reasonable basis to deny benefits when complaint lacked facts describing, who, what, where, when and how alleged bad-faith conduct occurred and no allegations existed to support a fraud claim.